SiDi (Simply Digital) is a Digital Wallet with an IBAN number designed for non-Kuwaiti individuals with salaries of 500 KD and below.

Customer can transact through the SiDi Wallet application in easy and secure manner.

No, the following exceptions can’t open the account:

Kuwaiti Citizens
American Citizens and US residents
Minors under 18 years
Politically exposed Persons (PEPs) and their families up to second degree
Persons who are stateless (illegal residents – Bedoon)
Customers with monthly Salary above 500 KWD
Agents by general power of attorney

1. Free digital wallet opening with no minimum balance requirement
2. A Fully digital onboarding journey with 24/7 accessibility completed in just a few simple steps in less than 5 minutes.
3. Free, fast, secure services digitally through SiDi App
4. Free debit card that can be used anywhere in Kuwait and abroad as well as for online purchases.
5. Hassle-free Salary Transfer service for customers to receive salaries in the SiDi wallet
6. International remittance services that allow customers to transfer money home through the SiDi app.
7. Transfer your money using WAMD service.
8. Transfer money instantly to other SiDi Wallet customers.
9. Free mobile bill payments

1. Download SiDi App from Google Play store, App store and Huawei AppGallery.

2. Register with Warba Bank and start the onboarding journey.

There is no need to visit SiDi Branch. Just download SiDi App and open your SiDi account digitally.

Your debit card will be delivered to you by our delivery company after your onboarding is successfully completed.

You can set/reset the debit card PIN through SiDi app

All POS terminals where debit cards are accepted, including KNET and Mastercard networks.

You can withdraw cash from any ATM that accepts K-Net cards domestically and internationally

No minimum balance is required to open the SiDi Wallet

You can get your SiDi Wallet statement for free through the SiDi app

You can update your Civil ID through SiDi App

Yes, cash deposits are supported—you can deposit cash at all Warba Bank ATMs.

● Request Money service through SiDi App (sender can pay using any K-Net card)
● Split Bill (customers can request money for split bills where Sender can pay using any K-Net card)
● Wallet to Wallet Transfer (transfer between the SiDi Wallet customers)
● Transfer from Warba Bank accounts (any existing Warba Bank customer can transfer to a SiDi customer)
● Transfer from Other Local Banks (Sender can transfer money from any Bank in Kuwait to the SiDi customer)

No, international transfers can be conducted directly using the SiDi app

● Super transfer service has a standard transaction fee of KD 2. This is waived by the Bank as a launch campaign for the first 6 months of the program
● Western Union service will charge the standard fee based on the pricing of Western Union. Warba Bank doesn’t charge any additional fee for the service in addition to the standard charges set by Western Union)

Yes, the SiDi App is a separate application from the Warba Bank App

SiDi app is available in 7 languages:

1. Arabic
2. English
3. Hindi
4. Tagalog
5. Tamil
6. Bangla
7. Urdu

You can contact SiDi Call center 1815551 or contact them through WhatsApp 22288886

Yes, you can easily transfer your money using WAMD in SiDi app. Just register your mobile number and start transferring!

Just sign in to the SiDi app,and click on the SiDi Easy Finance button and start applying easily following the steps.

No, applying for the Easy Finance would be entirely done from SiDi app (digitally) with no paperwork required and no need to visit the branch.

Yes, because you are a SiDi account holder, you can easily apply for the SiDi savings account as a secondary account.

Yes, of course. you can easily apply for the SiDi savings account debit card through SiDi app.

SiDi savings account will offer you competitive expected returns!